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Welcome to YSP Commercial Loans, a division of Griffin Capital Funding and leading provider of wholesale commercial loans to mortgage brokers and directly to customers. We pay the some of the highest Yield Spread Premium to commercial mortgage brokers. For those customers that find us directly we pass on the savings to you. Mortgage brokers are protected. Our business model is simple and clear --- Tell them honestly, charge them fairly, and close them quickly. The loan premiums we pay to mortgage brokers are based on what we are able to sell the commercial loan on the secondary market.
Types of commercial loans we offer:
- First Trust Commercial Loans - We offer first trust commercial loans up to 65% for general purpose commercial real estate.
- Church loans with 80% LTV's that use the multiple of income approach to qualify for the Church loan. (We do not pay yield spread premium on Church Loans.)
- SBA Loans - We love SBA 504 commercial loans and pay big premiums for them. We offer up to 90% loan to values.
- B&I Loans - Available up to $40,000,000 and for most property types.
- Stated income commercial loans - We offer stated income
commercial loans from $50,000 to $350,000 through our sister company Angel Investment Group, llc. Maximum loan to value of 50%.
Commercial loans are available from $400,000 to $5 million or more for most commercial property types. Take the first step to financial success and pre-qualify your commercial loan online or by calling us toll free at 800-710-6762. Eligible commercial loans can expect a letter of interest within one business day. Most property types qualify for one of our commercial mortgages, however we do not lend on raw land, farming, mining, adult entertainment, bars.
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| Our competitive advantage: |
- Speed–You can expect a term sheet in 24 hours and a commercial loan commitment within one week of submission of a complete commercial loan package.
- Flexible Third Party Guidelines–You can choose who does the property inspections and appraisals in most cases.
- Zero Point Loans – Offer your customer great rates and terms while charging reasonable fees.
- Pricing–We offer some of the most aggressive wholesale rates in the industry.
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